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Planters First Bank was founded in 1896 and currently operates 7 full-service locations throughout the state.
We are here to support you as you pursue your dreams. Whether you need personal, business, or agricultural banking services, Planters First Bank provides the hometown touch with exceptional customer service. We take pride in knowing our customers by name. As a forward-thinking financial institution, we meet community needs by offering comprehensive financial solutions, advanced technology, and strong community support, all while ensuring financial stability and soundness.
Find out why businesses and families come to us first – and bank with us for generations.
Contact us if you’re ready for a more personal banking experience, or come into one of our locations today!
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1896

Planters Bank officially opened.
It was 1896, Grover Cleveland was President, William Yates Atkinson was Governor, and the first chartered location of Planters First Bank was officially opened and chartered on February 27, 1896 in Hawkinsville, Georgia.
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1914–1945

Growing as a Bank
The capital, deposits, and banking team grew as the Bank survived two world wars, the depression, recession, and bad crop years. During the Great Depression, the Bank kept its doors open while banks here and across the nation were failing. After this, the Bank continued to merge and acquire banks across Middle Georgia.
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1979

Holding Company Formed
In 1979, Mid State Banks, Inc. was established as a single bank holding company originally named Dublin Bankshares, Inc. The original directors were Don C. Crafton, Bobby Shepard, R. J. Rutland, S. A. Way III, Ramsey T. Way, and Louie Livingston.
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1985-1986

Merger with Pineview State Bank & Cordele Banking Company
On November 1, 1985, a resolution was adopted for a merger with Pineview Bancshares, Inc. to acquire all outstanding stock of Planters Bank, Hawkinsville, Ga. This involved a triangular merger, with a subsidiary of the company merged with Planters Bank. In June 1986, Planters Bank and Pineview State Bank merged and acquired Cordele Banking Company, which was originally chartered on May 31, 1927.
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1996

Celebrating 100 years!
On November 4, 1995, the corporation's holding company’s name was changed from Dublin Bancshares, Inc. to Mid State Banks, Inc. Pictures is the 1996 Board of Directors: (standing left to right) John D. Way, Randy Coody, Dr. John W. Bembry, and Robert F. Way, (seated left to right) R. T. "Bub" Way, Tommy Thompson, chairman, Woodson Daniel, Sam Way, and Julie R. Smith.
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1996

Merger with First State Bank of South Georgia
The First State Bank of Ocilla, originally chartered on May 11, 1943, was acquired on September 30, 1996. It later expanded into Fitzgerald and changed its name to First State Bank of South Georgia.
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2000

Operations Center opened in Cordele and converted all banks under the name of PlantersFIRST.
In 2000, the bank operated under separate charters with different data processing systems. Plans were made to consolidate all banks under the name PlantersFIRST and establish an Operations Center in Cordele, centralizing all operations. The bank retained the charter of Planters Bank, which has been operational since 1896.
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2005-2007

New Banking Center opens in Perry
In January 2005, Planters First Bank decided to expand into new markets and built a full-service banking facility in Perry, Houston County, Georgia, which opened on January 8, 2007.
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2016

New Banking Center opens in Macon
Planters First Bank unveiled a new brand identity and officially changed its name from PlantersFIRST to Planters First Bank in January 2016. Later that year, on November 14, the bank announced the grand opening of its Retail Banking and Mortgage Office in Macon.
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2020

Launches Solution Center Support
In June 2020, Planters First Bank launched its Solution Center Support—a fully operational call center centralized at our Ocilla Banking Center. Staffed by experienced local bankers, our team delivers exceptional service, trusted support, and hometown care with every call.
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2021

Celebrating 125 years
We are proud of our 125-year banking legacy and are even more excited about our future. We are always looking for ways to make your community bank stronger and better diversified. As technology and the times have changed, so has the Bank, but one thing has and will always remain- our commitment to being "The Best Community Bank in Middle Georgia."
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2022

Groundbreaking in Warner Robins
On March 1, 2022, announcement of the groundbreaking of an all-new, state-of-the-art branch office in Warner Robins, Georgia. Located on a one-acre lot off Houston Lake Road, the new 3,000-square-foot branch office makes Planters First Bank’s services more accessible to the marketplace while reflecting and continuing the bank’s commitment to customer service and success.
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2023

New Banking Center in Warner Robins
On March 23, 2023, Planters First Bank hosted a Ribbon Cutting/Grand Opening of an all-new, state-of-the-art branch office in Warner Robins, Georgia.
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2024

New Banking Center in Macon
In August 2024, Planters First Bank opened a new Macon Banking Center at 201 Sheraton Boulevard, Suite B, Macon, GA 31210, directly across from Infiniti of Macon.
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2024

Ribbon Cutting in Macon
On December 3, 2024, we proudly cut the ribbon on our new Macon Banking Center. The day was a beautiful reminder of why we do what we do: building relationships, fostering growth, and serving as a partner in your financial journey.
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2025

Launches New Agricultural Division
Planters First Bank announced the launch of its new Agricultural Division, a dedicated initiative to support the agricultural communities across Middle Georgia.
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2026

Celebrating 130 years!
On February 27, 2026, Planters First Bank celebrated a historic milestone: 130 years of serving Middle Georgia, continuing to operate under the same original bank charter signed in 1896. In a time when many financial institutions across Georgia are merging, rebranding, or relocating leadership, Planters First Bank remains firmly rooted in the communities it serves—providing stability, trust, and local decision-making that families and businesses have depended on for generations.
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2026

Introduced the Sam A. Way Memorial Scholarship Program
The Sam A. Way Memorial Scholarship was established to honor the enduring legacy of Mr. Sam A. Way and his lifelong commitment to the communities he served. Known simply as “Mr. Sam” to colleagues and community members alike, he believed deeply in the power of education to strengthen individuals, families, and entire communities. His passion for personal growth, leadership development, and lifelong learning continues to inspire the Bank’s mission today.
Planters First Bank Leadership
At Planters First Bank, we provide cutting-edge financial solutions while staying true to our roots as a community bank. What sets us apart is our commitment to being readily available to our customers. Our team is devoted to ensuring your banking experience is enjoyable. If you encounter any issues or have feedback, please don't hesitate to contact us. We promise to address it with prompt, personalized attention.
Our Core Values
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Servant Leadership
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Solutions-Oriented
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Unity
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Respect
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Serve Our Communities
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Employee Engagement
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Excellence

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Our Vision
Planters First Bank will be The Best Community Bank for Middle Georgia.
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Our Mission
Planters First Bank will deliver Exceptional Services, Returns, and Opportunities for our Customers, Team Mates, and Shareholders.
Executive Leadership
John Way
Strategic Executive Officer, Board Chairman
Kay Watson
Chief Financial Officer
Rusty Slade
Chief Operating Officer
Eli Tinsley
Chief Executive Officer, Bank President
Rose Phillips
Chief Administrative Officer
Chris Howe
Chief Credit Officer

Board of Directors
Eli Tinsley
Board Director
Planters First Bank
President and CEO
Robert F. Way
Planters First Bancorp
Board Chairman and President
John Way
Planters Bank
Board Chairman
Dr. Johnny Bembry
Board Director
Bembry Vet Clinic
Retired Owner/Veterinarian
Elizabeth Chandler
Board Director
Georgia Bankers Association
Government Relations, SVP
Cole Woodroof
Board Vice-Chairman
Tommy Thompson
Board Director
Central GA Appraisals
Owner /Appraiser
At Planters First Bank, decisions are made right here at home—by people who live, work, and spend their time in the same communities we serve.
Giving back isn’t something we schedule on a calendar—it’s just part of who we are. Our team members coach youth sports, teach Sunday School, lead civic organizations, run 5Ks for local charities, and show up for local festivals and events. The ways we serve may look different, but they all come from the same place: gratitude for what we’ve been given and a desire to pay it forward.
We couldn’t do this without you. Every toy donated, every baked good purchased, and every raffle ticket bought helps make these projects possible. Your support truly makes a difference.
Thank you for being part of our Planters First Bank family and for helping us give back to the communities we’re proud to call home.

150,000+
Dollars contributed back to our communities annually

142+
Local organizations supported annually in our communities

5,000+
Hours of volunteerism worked annually in our communities