Introducing Tap2Local

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Meet Your Community Where They Are

Relationships only truly happen on a local level. Face to face. Person to person.
That’s what it means to do business locally, and Planters First Bank believes getting paid should be just as easy and personal. Tap2Local™ is the new tool that lets you meet your community where they are, transforming your phone into a secure payments terminal.

When you use Tap2Local, you reinforce those trusted, human connections — making every transaction feel like a handshake.

  1. Get Your Business Funds Fast: Stop waiting days for your earnings. Running your business requires agility, and cash flow shouldn’t be difficult. With Tap2Local, your funds are settled as soon as the next-day. This speed helps you manage inventory and keep your business thriving.
  2. Accept Payments With Zero Hardware: Tap2Local transforms your existing phone into a payments hub, eliminating the need for extra hardware or apps. This means you can accept all forms of payments – including credit cards, Apple® Wallet, and Google Wallet — easily with just a tap.

Learn more about Tap2Local


Enrollment is Simple

The enrollment process is designed to be as uncomplicated as possible, so you can focus on your customers and your craft.

  • Provide Key Details: Provide us with a few essential business details.
  • Review Agreement: Accept the simple merchant terms.
  • Quick Verification: Get verification for eligibility by the team at Planters First Bank.
  • Start Accepting: Begin accepting payments immediately.

Ready to make every payment feel as simple and trusted as a handshake?

  1. Business Accountholders: If you already have a business account with us, you can enroll directly through your Planters First Mobile Banking App.
  2. New Users: Don’t have a business account or not sure? We can walk you through everything — just call us at (833) 732‑8351 .


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