Financial Wellness & Education

The Georgia Consumer Protection Guide for Older Adults is designed to help older adults avoid fraud and exploitation, make wise choices about their money and well-being, and navigate some of the challenges that come with aging. “Older adults, especially those who speak English as a second language, can be particularly vulnerable to scams and deceptive practices,” said Georgia Attorney General Chris Carr. “This guide was designed to empower older adults, their families, and...

Here are 6 simple tips to help plan for the unexpected and regain your financial footing after a crisis. Prepare backup communications plans if both cellular and landline services falter. Store digital and paper copies of critical documents in a safe deposit box. These include a driver’s license, passport, military ID, bank and investment account information, proof of occupancy, a mortgage deed, insurance policies, and three years of tax returns. Make copies of personal documents...

Managing money isn’t easy. Learning about handling money as an adult makes it even more challenging. Teaching kids about money early on will help them to become more financially independent as they get older. At Planters First Bank, we choose to give back to our communities through youth development and financial education. FDIC's Money Smart Series: These printable PDF guides offer practical activities and conversation-starters on financial topics such as saving, setting financial...

Whether you're saving for books, snacks, or your next adventure, we've got you covered. Enjoy hassle-free banking with Planters Choice Student Checking! Customers aged 23 or younger can enjoy no monthly service charges simply by presenting a valid Student ID each year. Plus, there are no minimum balance requirements to worry about. It’s a smarter way to manage your money while focusing on your studies and goals. What could be easier? Here’s what you’ll get with your new...

World Elder Abuse Awareness Day is recognized on June 15th as a day to promote preventing abuse and neglect of elders. One of the most prevalent types of elder abuse is financial exploitation. WHAT IS ELDER ABUSE? Elder abuse refers to intentional or negligent acts by a “trusted” individual that causes (or potentially causes) harm to an older person. WHY DOES ELDER ABUSE OCCUR? Elder abuse is more common than we think. Signs of Elder Abuse Elder abuse can include...

No matter how you get to your destination or where you choose to stay, you will still be connected when you’re on vacation. Many travelers rely on technology even more to enhance their experience. As you embark upon your next adventure, stay cyber safe while away from home by following some simple practices to help keep your devices safe and your vacation plans from going awry. Getting ready to go Before you head out on vacation, here’s a simple security checklist to add to your...

Our debit cardholders will now get the same security features and fraud prevention within your Planters First Bank Online & Mobile Banking. No need to download a separate app or remember another password! What you can do with Card Management... Turn your card on and off Set per-transaction spending limits based on various factors such as dollar amount, transaction type, or merchant type Receive alerts on all transaction attempts declined Set other instant alerts on all or...

In honor of this special month, here are five easy tips to help you manage your finances. One of the most effective tools for preventing a large-scale financial disaster is an emergency fund. To create your emergency fund, multiply your monthly take-home pay times six to find the amount you should ideally save. Planters First Bank offers Personal Savings Account options for your long and short-term goals. Click here to learn more. One significant way to maintain and/or increase your...

With Planters First Bank Online & Mobile Banking, you can organize and clean up your finances with these easy steps! From your desktop or your mobile device, you can manage your finances and start working on achieving your financial goals this spring. Check out these simple steps to help organize and spring clean your finances: Review your financial goals: Are you planning to buy a new car or a home this year? Our Online & Mobile Banking can help you reach your...

It’s well known that people online aren’t always as they appear. However, tens of thousands of internet users fall victim to online romance scams each year, and it can happen to anyone. These scams can be incredibly convincing and are increasingly found across dating sites and social media platforms. Bad actors are very good at appealing to victims’ emotions and feigning personal connections, with the intention of stealing large sums of money and personal information. Luckily, there...

There’s no shortage of ways your private information can end up being exposed. But when it comes to fighting fraud, you’re not alone. Enroll in your free security alerts today, a new service for all personal checking account holders who use their Planters First Bank Discover Debit card. These benefits include: Dark Web Monitoring —Scans the dark web and notifies you if your personal information has been exposed. Credit Monitoring —Detects and alerts you of suspicious...

Planters First Bank announced its commitment to Data Privacy Week by registering as a Champion. As a Champion, Planters First Bank recognizes and supports the principle that all organizations share the responsibility of being conscientious stewards of personal information. Data Privacy Week is an expanded effort from Data Privacy Day -- taking place annually from January 24 - 28 -- that generates awareness about the importance of privacy, highlights easy ways to protect personal...